Arival Bank
Arival Bank
Arival Bank
Product
User guide

User guide

Product GuideFAQPricing
Arival BankLog in
Arival Bank

The first fintech bank™

Individual Accounts

Expand Your Financial Horizons!

Arival BankArival Bank
Arival Bank
Arival Bank

Fast & remote onboarding

No queues, physical documents or physical presence needed. We’re committed to making your onboarding experience seamless.

Arival Bank

Licenced & Regulated

Fully licensed banking institution with a regulatory compliant banking platform that gives you peace of mind. Your assets with Arival Bank are safe and secure.

Arival Bank

Highly secured

We keep your assets safe by following the industry’s best practices by performing internal and independent testing. Our systems are SOC 2 certified.

Award-winning & top-rated by fintech experts

Arival BankArival BankArival BankArival BankArival Bank
Arival Bank

USD checking accounts

ACH

International & Domestic Wires

Open USD checking account and create your US footprint with USD deposits. Enjoy effortless domestic and international transactions using ACH, US and International wires. You don’t need to be US citizen or resident to apply.
Arival Bank
Arival Bank

Reliable for global clients

No matter where you are, you can open an account with us – US citizenship or residency is not required*. Experience the ease of managing your finances globally, with the trust and reliability of a US-based bank.



*Some countries may be restricted. Read the full list.
Arival Bank

Introducing

Fully Digital Banking Experience

Arival Bank

Rich financial toolset

Schedule payments, download statements, and access account confirmation letters, all with a few clicks. Track and filter your balance and transaction history online, for a comprehensive view of your finances anytime, anywhere.
Arival Bank
Arival Bank

Licensed, Regulated, and Secure

Arival Bank, licensed and regulated by OCIF Puerto Rico, offers U.S.-based secure banking with FDIC protection for deposits up to $250,000**, ensuring your peace of mind.
Arival Bank

Advanced Cybersecurity

At Arival, your security is paramount. We are SOC-2 certified, regularly conduct penetration tests, and employ enterprise-level firewalls.

** Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by our correspondent banking partner, Quaint Oak Bank, Member FDIC.

Individual accounts pricing

Arival Bank

Application fee1

$50

Non refundable

Arival Bank

Minimum required balance2

$500

Arival Bank

Monthly fee

$25

Waived if balance >$25k

Arival Bank

Free transactions per month

10

Only if balance >$100k

Arival Bank

FDIC Insurance3 up to

$250,000

Arival Bank

ACH incoming

Free

$0 - $10

$3

Above $10

Arival Bank

ACH outgoing

Free

$0 - $10

$3

Above $10

Arival Bank

Domestic wires incoming

$15

Arival Bank

Domestic wires outgoing

$20

Arival Bank

International wires incoming

$30

Arival Bank

International wires outgoing

$35

Arival Bank

Transfers within the Arival network

$0

$5 for transfers of $10k or above to Arival business accounts

Arival Bank

Transaction confirmation receipt

$50

Arival Bank

Returned item

$50

Arival Bank

Bank letter

$25

Arival Bank

Early account closure fee4

$10

1. Arival charges a one-time non-refundable application fee.

2. Outgoing payments functionality and bank letter generation will be restricted on the accounts with balance lower than the required minimum.

3. Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by our correspondent banking partner, Quaint Oak Bank, Member FDIC.

4. Early account closure fee will be charged if the account is closed within the first 3 months from the day of signing the Online Banking Agreement.

Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.

EXCLUSIVE OFFER

Already have Arival business account?

Apply for individual account with exclusive rates:

Application fee

$50

$5

Monthly fee

$25

$5

Minimum required balance

$500

$50

Get access to this exclusive pricing via promo code in Settings > Referral program.

Arival Bank

Learn more about all things Arival

To read more about the products, features and functionality we offer, please visit our FAQ center.
Arival Bank

Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by our correspondent banking partner, Quaint Oak Bank, Member FDIC.

ArivalDiscoverProductCareers
Arival Bank International Corp.
1250 Ponce de León Ave., Ste 504
San Juan, PR 00907-3914, United States
© Arival Bank International Corp.
All rights reserved. Non-member FDIC