Discover banking beyond borders
Open USD and multi-currency accounts, manage multiple entities, pay globally,
and control your entire financial operations from one secure platform.
No physical presence needed
Multi-entity
Global onboarding
Competitive FX
Everything your global business needs from a bank
Global & multi-currency accounts
Bank locally and globally.
Open accounts in USD and 13 other currencies. Pay and get paid worldwide with competitive FX. Seamless cross-border transfers built for global teams.
Built for teams and entities
One login, total control.
Manage multiple companies under one dashboard. Custom roles, permissions, and flexible spending limits easily. Keep teams aligned with secure shared access.
Licensed & regulated
Your money stays protected.
US-licensed bank, regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico.
Transparent, compliant, and built for security.
Depending on the underlying settlement partner, your account may be insured up to $2,500,000 by FDIC.
Smart pricing that scales with you
Fair, flexible, transparent.
One standard plan + 3 premium tiers as you scale. Higher balances unlock lower fees and better rates. Dedicated support available for premium accounts.
How Arival works
1
Apply online
A seamless, fully online application process.
No physical presence or US residency required
Upload documents and verify your business details online
2
Choose a pricing plan
Select the tier that fits your current stage of growth.
One standard plan and three premium tiers available
Higher balances unlock better rates and dedicated support
3
Open USD & multi-currency accounts
Start banking globally as soon as you're approved.
Open USD and 13+ supported currencies
Receive and send local or international payments
4
Connect team & entities
Give everyone the right access from one place.
Add teammates, accountants, or partners securely
Assign custom roles, permissions, and spending limits
5
Bank globally from one dashboard
Manage your entire financial operation from a unified view.
Run payments, manage FX, and monitor transactions
Switch between entities instantly with a single login
Use cases
Holding Companies
Challenge
Managing multiple entities across regions creates fragmented banking and limited financial visibility.
Solution
Arival centralizes all entities under one login with global onboarding, seamless FX, and secure multi-user access.
Result
A unified overview, streamlined collaboration, and simpler global operations across the entire group.
Multi-entity
Group finance
Global visibility
Centralized control
Cross-border operations
FX & treasury
Enterprise structure
Digital & Software Companies
Challenge
Distributed teams and international contractors make global payroll and multi-currency payments time-consuming.
Solution
Arival unifies global finances in one dashboard, simplifying payroll, vendor payments, FX, and team permissions.
Result
Faster payouts, smoother vendor workflows, and clear real-time visibility for growing digital companies.
Distributed teams
Global payroll
Multi-currency expenses
Flexible pricing
Vendor payments
SaaS operations
Cross-border teams
Fund Management Firms
Challenge
Operating multiple funds across jurisdictions requires strict access control and consistent financial oversight.
Solution
Arival provides centralized fund management with instant account switching, granular permissions, and global payments.
Result
Greater transparency, secure collaboration, and more efficient fund operations across all portfolios.
Multi-fund oversight
Compliance workflows
Secure access control
Investor operations
Treasury movement
Risk & controls
Frequently Asked Questions
What are the fees charged by Arival?
What is the process to apply for a business account?
How long does it take to open an account?
