Discover banking beyond borders
Open USD and multi-currency accounts, manage multiple entities, pay globally,
and control your entire financial operations from one secure platform.
No physical presence needed
Multi-entity
Global onboarding
Competitive FX
Everything your global business needs from a bank
Global & multi-currency accounts
Bank locally and globally.
Open accounts in USD and 13 other currencies. Pay and get paid worldwide with competitive FX. Seamless cross-border transfers built for global teams.
Built for teams and entities
One login, total control.
Manage multiple companies under one dashboard. Custom roles, permissions, and flexible spending limits easily. Keep teams aligned with secure shared access.
Licensed & regulated
Your money stays protected.
US-licensed bank, regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico.
Transparent, compliant, and built for security.
Depending on the underlying settlement partner, your account may be insured up to $50,000,000 by FDIC.
One card for fiat and crypto
Easily spend your funds across fiat and stablecoins with a single card — designed for both businesses and individuals. Launching this June.
Business pricing plans
Built to scale with your business. Choose the pricing plan that fits your operational needs, and let your activity drive your costs down. The higher your monthly conversion volume, the lower your FX and crypto conversion rates.
Business account
from $99/month
FDIC Insured up to $50,000,000
Free incoming transfers & Digital Asset Custody
FX from 0.10%*
USD - Stablecoins from 0.10% + $15*
*Lowest fees unlock on higher tiers.
Move money globally with stablecoins
Seamless USD - Stablecoin conversions for business and personal accounts. Send and receive payments worldwide with rates starting at 0.10% for business and 0.13% for individuals.
How Arival works
1
Apply online
A seamless, fully online application process.
No physical presence or US residency required
Upload documents and verify your business details online
2
Open USD & multi-currency accounts
Start banking globally as soon as you're approved.
Open USD and 13+ supported currencies
Receive and send local or international payments
3
Connect team & entities
Give everyone the right access from one place.
Add teammates, accountants, or partners securely
Assign custom roles, permissions, and spending limits
4
Bank globally from one dashboard
Manage your entire financial operation from a unified view.
Run payments, manage FX, and monitor transactions
Switch between entities instantly with a single login
Use cases
Holdings & Corporate Groups
Challenge
Complex corporate structures across regions create fragmented accounts and limited visibility over subsidiary finances.
Solution
Arival centralizes subsidiaries under one dashboard, enabling internal transfers, FX operations, and unified financial control.
Result
Simplified treasury management, faster rebalancing, and clearer oversight across the entire corporate group.
Multi-entity management
Internal transfers
Global treasury
Subsidiary operations,
Centralized control
Digital & Software Companies
Challenge
Distributed teams and international contractors make global payroll and multi-currency payments time-consuming.
Solution
Arival unifies global finances in one dashboard, simplifying payroll, vendor payments, FX, and team permissions.
Result
Faster payouts, smoother vendor workflows, and clear real-time visibility for growing digital companies.
Distributed teams
Global payroll
Multi-currency expenses
Flexible pricing
Vendor payments
SaaS operations
Fund Management Firms
Challenge
Managing multiple funds across jurisdictions requires strict access control and consistent financial visibility.
Solution
Arival centralizes fund accounts with granular permissions, multi-currency operations, and global payment capabilities.
Result
Greater transparency, secure collaboration, and more efficient fund operations across all portfolios.
Multi-fund oversight
Compliance workflows
Secure access control
Investor operations
Treasury movement
Risk & controls
Commodities & Trade Companies
Challenge
Cross-border commodity trading requires fast settlements, currency conversion, and payments while goods are in transit.
Solution
Arival enables multi-currency payments, FX conversion, and global transfers for time-sensitive international trade operations.
Result
Faster settlements, smoother cross-border transactions, and better control over global trade cash flows.
Multi-currency trading
Global settlements
FX conversion
Cross-border payments
Trade operations
Logistics payments
Crypto & Mining
Challenge
Distributed mining operations and profit centers often require fast and reliable fund movement across jurisdictions and currencies.
Digital SMEs
Challenge
Growing digital businesses struggle to manage payments, expenses, and currencies across teams, vendors, and markets.
Tech Startups
Challenge
Fast-scaling startups face operational friction when managing global payments, team access, and finances across borders.
The International
Challenge
International companies across regions face fragmented banking, complex currency handling, and slow cross-border payments.
Looking for individual solutions?
Fair, flexible, transparent.
Your journey can start today
Ready to see what Arival Bank can do for you? Apply for your bank account online and in minutes. If you have any questions, don’t hesitate to reach out.