Banking built for global businesses
Modern companies operate across borders - your banking should too. Arival Bank brings together flexible accounts, global payments, and enterprise-grade controls in one secure digital platform built for international operations.
Accounts & Payments
Accounts built for global operations
Every client starts with a USD account designed for operational efficiency, treasury management, and cross-border activity. Multi-currency capabilities can be added as your business expands internationally.
Hold and manage USD securely
Send and receive domestic USD payments
Use USD as a central settlement account for global activity
Manage multiple currencies
For eligible clients, multi-currency accounts can be added alongside your USD account with no additional opening fees. Hold and manage balances in 13+ supported currencies.
Reduce FX conversion costs
Simplify international operations
Improve cash-flow visibility across regions
Move money where your business operates
All domestic and international transfers are managed from a single platform using reliable global payment rails.
SWIFT payments for international transfers
FX payments for currency conversion and cross-border sending
Fedwire for domestic USD transfers within the United States
Banking you can trust
Your funds are held with a regulated U.S. financial institution under strict regulatory oversight.
Arival Bank is a licensed U.S. bank regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico.
Eligible accounts may be insured up to $2,500,000 by the FDIC, depending on the settlement partner.
Trust, transparency, and regulatory compliance are built into every account by design.
Teams & Permissions
Different access for different accounts
Permissions are assigned per account, so teammates only see and operate what’s relevant to their role.
Accountants can view transactions and download statements
Marketing leads can access spend accounts with limited visibility
CFOs can manage all accounts, approvals, and limits
Clear permission levels
Each teammate is assigned a permission level based on their role and responsibilities, ensuring access is always appropriate and controlled.
Grant access to specific accounts without exposing others
Limit visibility to balances, transactions, or documents as needed
Protect sensitive accounts while teams operate efficiently
Flexible spend limits
Control spending across your organization by setting limits per teammate and per account. Adjust rules anytime as roles, teams, and responsibilities evolve.
- Per-transaction limits to control individual payment amounts
- Daily spending limits to manage short-term cash outflows
- Monthly spending limits to maintain long-term budget discipline
Full transparency and audit trail
Every action taken by a teammate is recorded in a centralized activity log, providing complete visibility across accounts, teams, and entities.
- Track all actions and changes in one place
- Support audits and internal reviews with clear records
- Maintain accountability across teams and workflows
Multi entity management
One login for all entities
Manage all your legal entities from a single login without separate portals, credentials, or duplicated workflows.
Access all companies from one account
Eliminate multiple logins and banking portals
Keep operations centralized and consistent
Document center
Shared documents in one place
Access essential banking documents directly from the platform whenever they are needed for operations or reporting.
- Account statements for selected accounts and periods
- Bank letters and confirmations on demand
- Securely generated documents without manual requests
Audit-ready document requests
Request tailored documents for audit and compliance by specifying the required entities, accounts, and information directly in the platform.
- Define document scope by entity and account
- Submit auditor contact details securely
- Ensure documents are delivered to the right recipients
Clear and verifiable audit trail
All generated and shared documents are tracked within the platform, creating a controlled and transparent audit process.
- Full visibility into document history
- Confidence for finance teams and auditors
- Reliable records for compliance and reviews
Your journey can start today
Ready to see what Arival Bank can do for you? Apply for your bank account online and in minutes. If you have any questions, don’t hesitate to reach out.
