Feature overview
Premium Accounts
Arival premium accounts are tailored for companies with exclusive banking needs and large cash flow. Expect advanced features and more attractive pricing to help run your business more effectively.
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Arival Premium
Professional enterprise tool, which scales as you deposit. Wider team, more accounts, premium support and less fees.
silver
Required average balance
$100,000
Teammates
7
Standard
Silver
Gold
Platinum
 Required average balance | $25,000 | $100,000 | $350,000 | $1,000,000 |
 Application fee 1 Non-refundable fee is charged upfront | $100-$250 Non refundable | $100 Non refundable | $100 Non refundable | $100 Non refundable |
 Onboarding fee 1 Onboarding fee is charged upon application approval | $150-$2,250 | $400 | $250 | $150 |
 Subscription fee | $100 | $100 | $100 | $100 |
 Minimum balance fee Сharged on the months when the monthly average balance is below required average balance | $100 | $200 | $300 | $450 |
 Free monthly transactions | 0 | 0 | 10 | 20 |
.svg) FDIC Insurance 2 up to | $2,500,000 | $2,500,000 | $2,500,000 | $2,500,000 |
 Average account opening time The exact account opening time cannot be guaranteed as it depends on the complexity of the application | 7-21 Business days | 7-21 Business days | 7-21 Business days | 7-21 Business days |
 SWIFT (USD) inbound | $60 | $30 | $30 | $30 |
 SWIFT (USD) outbound | $70 | $35 | $35 | $35 |
SEPA (EUR) inbound | $30 | $25 | $20 | $15 |
SEPA (EUR) outbound | $35 | $30 | $25 | $20 |
FedWire (US only) inbound | $35 | $20 | $20 | $20 |
FedWire (US only) outbound | $40 | $25 | $25 | $25 |
ACH (US only) inbound | $35 | $20 | $20 | $20 |
ACH (US only) outbound | $40 | $25 | $25 | $25 |
FPS (UK only) inbound | $15 | $12.5 | $10 | $7.5 |
FPS (UK only) outbound | $15 | $12.5 | $10 | $7.5 |
Enhanced monitoring transaction fees 3 of transaction value | 0,06% | 0,05% | 0,05% | 0,04% |
 Transfers within the Arival network 4 | $5 | $3 | $3 | $3 |
Internal transfers within the same entity | $0 | $0 | $0 | $0 |
 Bank letter | $100 | $100 | $0 | $0 |
 Audit request letter | $200 | $150 | $100 | $50 |
Account confirmation letter | Free | Free | Free | Free |
 Transaction confirmation receipt | $75 | $75 | Free | Free |
 Returned transaction | $50 | $50 | $50 | $0 |
 Additional account fee (per additional account) | $100 | $100 | $100 | $100 |
 Foreign currency transaction fee | Intermediary bank rates | Intermediary bank rates | Intermediary bank rates | Intermediary bank rates |
 Foreign exchange conversion fee | 0,47% of transaction value | 0,47% of transaction value | 0,47% of transaction value | 0,47% of transaction value |
 Teammates | 5 | 7 | 10 | Unlimited |
 Customer service | Standard | Premium | Premium | Premium |
 Dedicated account manager | No | No | Yes | Yes |
1. Arival charges a one-time application & onboarding fees for onboarding new entities based on company complexity, ownership, and location.
2. Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners.
3. List of risk jurisdictions that are subject to ad valorem fees:
Anguilla, Armenia, Bahamas, Barbados, Belize, Benin, British Virgin Islands, Cayman Islands, China, Columbia, Costa Rica, Dominica, Georgia, Kuwait, Labuan, Malta, Mauritius, Panama, Paraguay, Rwanda, Seychelles, Sierra Leone, Solomon Islands, St Kitts and Nevis, St Vincent and the Grenadines, Thailand, United Arab Emirates, US Virgin Islands, Vanuatu.
List of risk industry types that are subject to ad valorem fees:
Digital assets, Money services businesses and payment service providers, Digital currency, Real estate companies, FX contracts for difference companies, Regulated financial services, Specialised financial and legal services, Travel and insurance agencies, Mining and extraction.
4. Payments between your and other User’s Accounts at the Bank supported by the same Settlement Partner.
All wire transfer fees, irrespective of account type, are subject to a maximum cap of $400
Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.