Business Pricing plans

Whether you’re just starting out or scaling fast, we have a pricing plan designed to fit your business
at every stage. The more balance you maintain, the better your rates, including lower transaction
fees and access to a dedicated account manager.

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Standard

$200/month

Required average balance1 -
$25,000

Silver

$100/month

Required average balance1 -
$100,000

Gold

$100/month

Required average balance1 -
$350,000

Platinum

$100/month

Required average balance1 -
$1,000,000

Accounts in up to 14 currencies2

FDIC insurance3 up to

$2,500,000

$2,500,000

$2,500,000

$2,500,000

Shared access for teammates with customisable permissions and limits

Customisable multi-approval by teammates

Number of teammates

5

7

10

Unlimited

Dedicated account manager

Average account review time4

5-7

Business days

3-5

Business days

3-5

Business days

3-5

Business days

Transaction fees

Standard

Silver

Gold

Platinum

SWIFT (USD) inbound

$60

$30

$30

$30

SWIFT (USD) outbound

$70

$35

$35

$35

SEPA (EUR) inbound

$30

$25

$20

$15

SEPA (EUR) outbound

$35

$30

$25

$20

FedWire (US only) inbound

$35

$20

$20

$20

FedWire (US only) outbound

$40

$25

$25

$25

ACH (US only) inbound

$35

$20

$20

$20

ACH (US only) outbound

$40

$25

$25

$25

FPS (UK only) inbound

$15

$12.50

$10

$7.50

FPS (UK only) outbound

$15

$12.50

$10

$7.50

Transfers within the Arival network5

$5

$3

$3

$3

Internal transfers within the same entity5

Free

Free

Free

Free

Foreign currency transaction fee

Intermediary bank rates

Intermediary bank rates

Intermediary bank rates

Intermediary bank rates

Foreign exchange conversion fee

of transaction value

0,47%

0,47%

0,47%

0,47%

Maximum transaction fee cap6

$400

$400

$400

$400

Transaction confirmation receipt

$75

$75

Free

Free

Returned transaction

$50

$50

$50

Free

Additional transaction fees may apply and would be determined during onboarding based on the risk level of your business

Other fees

Standard

Silver

Gold

Platinum

Application fee

Non-refundable fee is charged up-front

$150

Non-refundable

$100

Non-refundable

$100

Non-refundable

$100

Non-refundable

Bank letter

$100

$100

Free

Free

Audit request letter

$200

$150

$100

$50

Account confirmation letter

Free

Free

Free

Free

  1. A minimum balance fee of $100 / $200 / $300 / $450 on Standard/ Silver /Gold / Platinum plan respectively will be charged on the months when the monthly average balance is below the required average balance
  2. Accounts in Swedish Krona, Norwegian Krone, Hong Kong Dollar, Swiss Franc, UAE Dirham, New Zealand Dollar, Australian Dollar, Singapore Dollar, Danish krone, Polish zloty might require additional onboarding information to be made available.
  3. Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners. Depending on the underlying settlement partner, your account may be insured up to $2,500,000 by FDIC.
  4. The exact account opening time cannot be guaranteed. Timeframes may be extended depending on the complexity of the application, whether additional information or documents (RFI) are required, and how quickly the applicant responds.
  5. Payments between your and other User’s Accounts at the Bank supported by the same Settlement Partner.
  6. All wire transfer fees, irrespective of account type, are subject to a maximum cap of $400

Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.

Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners.

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Arival Bank International Corp.
1250 Ponce de León Ave., Ste 504
San Juan, PR 00907-3914, United States

© 2025 Arival Bank International Corp.
All rights reserved. Non-member FDIC