Generally, our onboarding timelines vary depending on the type of account you're applying for:

• Standard Account: up to 10-14 business days
• Premium Account: up to 7 business days

Kindly note that the actual timeline for each application can vary greatly. This can also depend on the quality of your application, and whether or not any follow ups from the onboarding team are required. We're doing our best to onboard you as soon as possible!

Please note business days do not include weekends or bank holidays.

The application fee is charged prior to the submission of the application and varies between $100 and $250 and is non-refundable.

The onboarding fee is given to you after the completion of the application process, it varies depending on the complexity of the application, anywhere between $150 and $2,500.

Account security is a top priority for us and we need to verify that it is really you creating this bank account. As we aren't able to see you physically in-person, a selfie taken in real time helps us to be able to verify your identity.

Smile for the camera!

You will go through an ID verification, and will have to provide a proof of address, and if necessary a document attesting that you have the authority to open an account on behalf of the company. 

You will then move to the section where you need to provide documents. 

A brief list of required (but not limited to these) documents:

• Company's formation documents
• Company's financial documents 
• Register of directors
• Register of shareholders
• For each UBO and director : ID and Proof of address
• Describe company's activity 
• Describe how you plan to use of the account 
• What are your expected volumes?
• For crypto businesses there is an additional section about: business license if applicable, AML policy/audit, blockchain forensic providers and etc*

*Crypto/ digital assets are currently on hold based on regulatory review.

Ready to apply? Here is the link.

No, we do not check the credit score when you apply- we believe everyone should get a chance to build credit.

We accept government-issued driver's licenses, identification cards, military IDs, passport cards, and visa documents (similar to US Green card).

At this time we only request one form of ID. You can submit a secondary form of identification to help streamline your onboarding process if you wish! It is not mandatory but we might request a second form of ID at a later time.

We are unable to accept partially obscured IDs, scanned copies, screenshots, or any documents without your picture and signature as accepted forms of identification.

Helpful tips when submitting your ID:

• Your ID document must be government-issued and contain a photo of you.
• Images should be crisp and clear.
• All four corners of the ID document are clearly visible in the image.
• ID document is not expired and is valid at time of application submission.

With Arival, you can open as many accounts as you want directly through the Arival dashboard!

To get started, follow these simple steps:

1. Login to your Arival Account

2. Upon login you will always see a selection of all your entities registered with us, or that you are a teammate in, as well as your Arival individual account if you have it. On this page you can easily switch between the entities.
3. If you need to add a new one, just click on ‘Add new company’

You will then be redirected to the application form where you can submit all the information and required documents to open a new business account with Arival.