Digital SMEs
Modern banking for growing digital businesses
Control spend, simplify payments, and operate globally from one intuitive platform.
Multi-entity management
Internal transfers
Global treasury
Subsidiary operations
Centralized control
You’ve gone digital. Your bank hasn’t.
Digital SMEs use dozens of tools to run their business, but traditional banks don’t keep up.
Vendor payments are fragmented and hard to track
Team spend is uncontrolled without clear roles
FX adds hidden costs and confusion
No visibility across accounts and cash flow
You’re scaling, but your banking is slowing you down.
The Arival advantage for digital SMEs
Remote onboarding
Open your account online in days.
No paperwork or in-branch visits.
Verify your business and get started fast.
Ideal for remote-first companies.
Multi-currency accounts
Bank in the currencies your vendors use.
Open accounts in USD and 13+ currencies.
Operate globally without hidden fees.
Simplify local payouts and invoicing.
Real-time dashboard
Track cash flow and balances live.
View all transactions in one place.
Tag payments by team, vendor, or project.
Always know where your money is.
Compliance built in
Stay secure and audit-ready.
KYC, AML, and transaction history built in.
Export logs for reviews or tax filings.
Trusted by fast-growing digital teams.
Use case scenarios
1
Automate monthly payouts to global vendors
A SaaS firm uses Arival to handle recurring payments to cloud platforms, ad networks, and international freelancers.
2
Manage team spend across departments
A remote marketing agency sets role-based access for its CFO, accountants, and team leads to approve and monitor spend.
3
Sync banking with accounting tools
An e-commerce SME connects Arival to QuickBooks, syncing transactions and reconciling accounts in minutes, not hours.
Features
Centralized vendor payments
Pay global suppliers and manage recurring subscriptions in one place.
What you get
One dashboard to schedule, tag, and control vendor transactions.
Benefit
Stay on top of spend, avoid double payments, and simplify reconciliation.
Built-in currency conversion
Operate in multiple currencies with real-time FX rates.
What you get
Convert and hold balances in USD, EUR, GBP, SGD, and more.
Benefit
Avoid platform-hopping and reduce FX losses on every payment.
Team roles & permissions
Give your team the right access without giving up control.
What you get
Custom roles, approval flows, and usage logs — per user or department.
Benefit
Streamline collaboration while keeping your financial ops secure.
Unified payments and activity tracking
View, filter, and manage all your payments in one place.
What you get
A single activity feed showing all transactions, reconciliations, and filters for team, vendor, or account.
Benefit
Gain full visibility into spending, improve accuracy in bookkeeping, and reduce time spent reconciling data across systems.
Client digital journey
Sign up
Create your Arival account online and start your business application securely from anywhere.
Onboarding
Share your business details through our guided digital onboarding, so we can match you with the right product.
Compliance
Our compliance team reviews your application to meet regulatory and security requirements.
Approval
Once approved, your account is activated and ready to use across the Arival banking platform.
Bank globally!
Manage payments, FX, teams, and multiple entities from one unified global dashboard.
Ready to simplify finances for your your digital business?
Open an account and start banking with clarity, speed, and control.
