Digital & Software Companies

Global teams. Global payments.
One platform.

Unify payroll, vendor payments, FX, and team controls — all in one place.

Distributed teams

Global payroll

Multi-currency expenses

Flexible pricing

Vendor payments

SaaS operations

Cross-border teams

Global teams, local banking problems

Digital companies operate across borders by default.

Teams are distributed. Contractors work globally. Vendors are international.

But traditional banking isn’t built for this model:

Paying global teams is slow and fragmented

Vendor payments require multiple tools and accounts

FX conversion is expensive and hard to track

Team access and spending lack clear control

As companies scale, financial operations become complex and opaque.

Without modern banking, global growth turns into operational drag.

How Arival solves it

Remote onboarding

Open accounts globally, without friction.

Skip paperwork, queues, or physical visits.


Get verified and start banking fully online.


Ideal for remote-first and borderless teams.

Multi-currency accounts

Bank in the currencies your business runs on.

Open accounts in USD and 13+ currencies.


Avoid unnecessary conversions and FX losses.


Bill clients and pay partners in their local currencies.

Global compliance

Scale across borders without compliance worries.

Your Arival account comes with AML, KYC & reporting built in.


Stay aligned with international regulations.


Focus on growth while we handle the hard stuff.

Unified dashboard

See everything. Control everything.

Track balances, payments, and FX flows in real time.


Switch between currencies and accounts instantly.


Gain full visibility without jumping across tools.

How finance teams use Arival

Real-world use cases from digital-first companies

1

Streamline remote developer payouts

A UK-based SaaS startup opens a USD account with Arival fully online, then adds team members in Spain and Portugal, setting role-based
access for payroll and finance tracking.

2

Handle FX for multiple product markets

A mobile app company sells in the US, EU, and Singapore. With Arival, they hold balances in USD, EUR, and SGD, converting only when rates are favorable to protect margins.

3

Run contractor payouts without extra tools

A digital agency uses Arival to pay 12 freelancers across 6 countries directly from their multi-currency account — no third parties.

4

Stay compliant while scaling fast

A funded startup with a remote finance team uses Arival’s built-in KYC/AML and transaction audit tools to stay compliant while adding international vendors and employees monthly.

Features

Contractor payments

Easily send mass payouts to remote teams, freelancers, and cross-border hires.

What you get

Automated recurring payments in multiple currencies, with built-in FX and full compliance.

Benefit

Save hours of manual work and pay teams faster — no more delays or third-party tools.

International vendor management

Streamline vendor payments and manage service providers across countries.

What you get

A single dashboard to pay, tag, and track vendor payments in different currencies.

Benefit

Keep full visibility and control of spend while simplifying your accounts payable process.

Built-in FX risk management tools

Convert currencies and control your global cash position in real time.

What you get

Competitive exchange rates, multi-currency balances, and on-demand conversions.

Benefit

Protect your margins and reduce FX risk without leaving the platform.

Team roles & permissions

Empower your finance team while keeping control over who does what.

What you get

Custom access, spend limits, and approval flows by user, role, or region.

Benefit

Collaborate safely with clear accountability and audit trails across all operations.

Client digital journey

Sign up

Create your Arival account online and start your business application securely from anywhere.

Onboarding

Share your business details through our guided digital onboarding, so we can match you with the right product.

Compliance

Our compliance team reviews your application to meet regulatory and security requirements.

Approval

Once approved, your account is activated and ready to use across the Arival banking platform.

Bank globally!

Manage payments, FX, teams, and multiple entities from one unified global dashboard.

Ready to simplify
your trade operations?

Open your account or talk to our team to learn how Arival powers global commodity trade.

Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners.

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Arival Bank International Corp.
1250 Ponce de León Ave., Ste 504
San Juan, PR 00907-3914, United States

© 2026 Arival Bank International Corp.
All rights reserved. Non-member FDIC