Business Pricing plans
Whether you’re just starting out or scaling fast, we have a pricing plan designed to fit your business at every stage. The more balance you maintain, the better your rates, including lower transaction fees and access to a dedicated account manager.
Standard
$99/month
Premium
$199/month
FDIC insurance1 up to
$2,500,000
$50,000,000
Application fee2
It will be counted as the subscription fee for the first month.
$99
$199
Onboarding fee
Onboarding fee is charged upon application approval
Free
Free
Average account review time3
3-5
Business days
3-5
Business days
Inbound transfer fees
All inbound transactions
Free
Free
Outbound transfer fees
Standard
Premium
Additional transaction fees may apply and would be determined during onboarding based on the risk level of your business
SWIFT (USD)
$60
$45
SEPA (EUR)
$15
$10
FedWire (US only)
$60
$45
ACH (US only)
$6
$3
FPS (UK only)
$8
$4
Transfers within the Arival network between accounts supported by the same settlement partner.
$5
$3
Transfers within the Arival network between accounts supported by the different settlement partner.
$45
$25
Internal transfers within the same entity4
Free
Free
Crypto Conversion
Standard
Premium
USD ←→ USDT / USDC
of transaction value
0.20% + $25
0.13% + $18
USD ←→ USDT / USDC
of transaction value. If the monthly conversion value exceeds $1,000,000
0.15% + $25
0.10% + $15
Network fee
$10
$7
Digital Asset Custody
Free
Free
Foreign exchange
Standard
Premium
Foreign exchange conversion fee
of transaction value
0.30%
0.15%
Foreign exchange conversion fee
of transaction value. If the monthly conversion value exceeds $100,000
0.25%
0.10%
Foreign currency transaction fee
Intermediary bank rates
Intermediary bank rates
Other fees
Standard
Premium
Returned transaction
$50
Free
Transaction confirmation receipt
$50
Free
Bank letter
$25
Free
Account confirmation letter
Free
Free
- Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners. Depending on the underlying settlement partner, your account may be insured up to $50,000,000 by FDIC.
- Non-refundable in the event that the application is rejected due to a violation of Arival Bank policies.
- The exact account opening time cannot be guaranteed. Timeframes may be extended depending on the complexity of the application, whether additional information or documents (RFI) are required, and how quickly the applicant responds
- Payments between your and other User’s Accounts at the Bank supported by the same Settlement Partner.
Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.