Accounts and wallets for Individuals

Hold funds in fiat or stablecoins and move money the way that suits you best. Send international payments via SWIFT, Fedwire,
and SEPA in USD, EUR, CAD, AED, and GBP — or convert to USDT/USDC and transfer in stablecoins.

USDT/USDC

Hold multiple currencies

Fully digital onboarding

Competitive FX

Buy and sell stablecoins at a special rate during the promotional period. No custody fees.

0.15%

the stablecoin conversion rate

Transact over $1M monthly?

Ask about our premium individual rates.

After the promotional period ends, the terms may be subject to change. We will provide prior notice of any such changes. The promotional period shall be no less than three (3) months.

Why Arival?

Accounts in USD, EUR, GBP, CAD, and AED

Send payments via SWIFT, Fedwire, and SEPA. Hold funds in fiat or convert to stablecoins and store your funds in USDT or USDC.

Competitive rates for converting USD to USDT or USDC and back

We work with and understand clients across industries — from startups and fintechs to traditional commodity traders and holding companies.

Licensed and secure

Bank with confidence on a fully licensed and compliant platform.

Eligible funds may be FDIC insured up to $2,500,000.

Store your funds the way that works best for you

Hold stablecoins or traditional currencies with us, convert anytime, and receive payments directly from your counterparties.

What you can do with Arival

Accounts built for global operations

Every client starts with a USD account designed for operational efficiency, treasury management, and cross-border activity.

Hold and manage USD securely

Send and receive domestic USD payments

Use USD as a central settlement account for global activity

Send globally, instantly

Move stablecoins across borders in real time.

Seamlessly move funds across wallets

Use supported blockchain networks for fast settlement

Leverage new capabilities for faster transactions

Store funds in stablecoins or fiat (USD, EUR, GBP, CAD, AED)

Choose how to hold your funds — the way that works best for you.

Send and receive payments in stablecoins or fiat from your accounts at other banks or from counterparties

Convert between fiat and stablecoins whenever it’s convenient for you

Client digital journey

Sign up

Create your Arival account online and start your application securely from anywhere.

Onboarding

Share your details through our guided digital onboarding, so we can match you with the right product.

Compliance

Our compliance team reviews your application to meet regulatory and security requirements.

Approval

Once approved, your account is activated and ready to use across the Arival banking platform.

Bank globally!

Manage payments, account and wallets from one unified global dashboard.

Pricing plans

Standard

The essential toolkit for global banking.

Ideal for those who need a secure account with low maintenance costs.


Pay only for what you use with a transparent pay-as-you-go structure.

Premium

Built for clients who actively use their accounts and move money frequently

Maximize your capital by eliminating fees on incoming SWIFT, Fedwire, and FPS transfers.

Looking for business solutions?

Fair, flexible, transparent.

One standard plan and three premium tiers available

Higher balances unlock lower fees and better rates

Dedicated support available for premium accounts

Your journey can start today

Ready to see what Arival Bank can do for you?
Apply for your bank account online and in minutes.
If you have any questions, don’t hesitate to reach out.

Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners.

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Arival Bank International Corp.
1250 Ponce de León Ave., Ste 504
San Juan, PR 00907-3914, United States

© 2026 Arival Bank International Corp.
All rights reserved. Non-member FDIC