Accounts and wallets for Individuals
Hold funds in fiat or stablecoins and move money the way that suits you best. Send international payments via SWIFT, Fedwire, and SEPA in USD, EUR, CAD, AED, and GBP — or convert to USDT/USDC and transfer in stablecoins.
USDT/USDC
Hold multiple currencies
Fully digital onboarding
Competitive FX
USD, EUR, GBP, CAD, CHF, AED, HKD, SGD, AUD and JPY
Accounts in USD, EUR, GBP, CAD, CHF, AED, HKD, SGD, AUD and JPY
Send payments via SWIFT, Fedwire, and SEPA. Hold funds in fiat or convert to stablecoins and store your funds in USDT or USDC.
Competitive rates for converting USD to USDT or USDC and back
We work with and understand clients across industries — from startups and fintechs to traditional commodity traders and holding companies.
Licensed and secure
Bank with confidence on a fully licensed and compliant platform. Eligible funds may be FDIC insured up to $2,500,000.
Store your funds the way that works best for you
Hold stablecoins or traditional currencies with us, convert anytime, and receive payments directly from your counterparties.
One card for fiat and crypto
Easily spend your funds across fiat and stablecoins with a single card — designed for both businesses and individuals. Launching this June.
Individual pricing plans
Whether you’re just getting started or actively managing your finances, we offer pricing plans designed to fit your needs. Choose the plan that best matches your level of activity.
Individual account
$0 1st month
then from $9/month
Free Application & Onboarding
FDIC Insured up to $2,500,000
Free incoming transfers & Digital Asset Custody
USD - Stablecoins from 0.10% + $18*
*Lowest fees unlock on higher tiers.
Move money globally with stablecoins
Seamless USD - Stablecoin conversions for business and personal accounts. Send and receive payments worldwide with rates starting at 0.05% for business and 0.10% for individuals.
What you can do with Arival
Accounts built for global operations
Every client starts with a USD account designed for operational efficiency, treasury management, and cross-border activity.
Hold and manage USD securely
Send and receive domestic USD payments
Use USD as a central settlement account for global activity
Send globally, instantly
Move stablecoins across borders in real time.
Seamlessly move funds across wallets
Use supported blockchain networks for fast settlement
Leverage new capabilities for faster transactions
Store funds in stablecoins or fiat (USD, EUR, GBP, CAD, AED)
Choose how to hold your funds — the way that works best for you.
Send and receive payments in stablecoins or fiat from your accounts at other banks or from counterparties
Convert between fiat and stablecoins whenever it’s convenient for you
Client digital journey
Sign up
Create your Arival account online and start your application securely from anywhere.
Onboarding
Share your details through our guided digital onboarding, so we can match you with the right product.
Compliance
Our compliance team reviews your application to meet regulatory and security requirements.
Approval
Once approved, your account is activated and ready to use across the Arival banking platform.
Bank globally!
Manage payments, account and wallets from one unified global dashboard.
Looking for business solutions?
Fair, flexible, transparent.
Your journey can start today
Ready to see what Arival Bank can do for you? Apply for your bank account online and in minutes. If you have any questions, don’t hesitate to reach out.