Predictable returns on your cash reserves
Put your capital to work with Certificates of Deposit offering fixed yields, flexible terms, and institutional-grade deposit solutions.
Fixed APY
Terms from 1 month
Dedicated relationship support
Built for high-value cash management
Predictable fixed returns
Lock in a fixed APY for the selected term and know your expected earnings in advance.
Flexible maturities
Choose terms starting from 1 month, with bespoke arrangements available for larger placements.
Institutional-grade deposits
Designed for substantial cash holdings, with balances starting from USD 5 million.
Dedicated support
Our team assists throughout the deposit placement process and helps structure tailored solutions.
FDIC insurance coverage
Depending on the underlying settlement partner, your funds may be insured up to $2,500,000 by FDIC
Secure by design
Arival holds the globally-recognized SOC-2 certification, performs regular penetration tests, and uses enterprise-level firewalls. Arival is engineered to safeguard your assets through anything.
Certificate of Deposit Rates1
From
1 month
3 months
6 months
$5,000,000
0.4%
0.7%
1%
$10,000,000
0.8%
1.1%
1.5%
$25,000,000
1%
1.5%
1.8%
$50,000,000
1.4%
1.8%
2%
Need a tailored deposit solution?
Depositing over $50,000,000 for longer than 6 months? We'd love to craft a custom rate and flexible terms tailored to you.
- Annual Percentage Yield (APY) accurate as of June 22, 2026. The advertised 2.00% APY requires a minimum balance of $50,000,000 to obtain; other APYs and their balance requirements are shown on the rate sheet. A penalty will be imposed for early withdrawal, which could reduce earnings. Fees could reduce the earnings on the account. Rates and terms are subject to change.
Your journey can start today
Ready to see what Arival Bank can do for you? Apply for your bank account online and in minutes. If you have any questions, don’t hesitate to reach out.
