Predictable returns on
your cash reserves

Fixed APY

Terms from 1 month

Dedicated relationship support

Put your capital to work with Certificates of Deposit offering fixed APY

Built for high-value cash management

Predictable fixed returns

Lock in a fixed APY for the selected term and know your expected earnings in advance.

Flexible maturities

Choose terms starting from 1 month, with bespoke arrangements available for larger placements.

Dedicated support

Our team assists throughout the deposit placement
process and helps structure tailored solutions.

Certificate of Deposit Rates1

From

1 month

3 months

6 months

$5,000,000

0.4%

0.7%

1%

$10,000,000

0.8%

1.1%

1.5%

$25,000,000

1%

1.5%

1.8%

$50,000,000

1.4%

1.8%

2%

Need a tailored deposit solution?

Depositing over $50,000,000 for longer than 6 months?
We'd love to craft a custom rate and flexible terms tailored to you.

  1. Annual Percentage Yield (APY) accurate as of June 22, 2026. The advertised 2.00% APY requires a minimum balance of $50,000,000 to obtain; other APYs and their balance requirements are shown on the rate sheet. A penalty will be imposed for early withdrawal, which could reduce earnings. Fees could reduce the earnings on the account. Rates and terms are subject to change.

FDIC insurance coverage

Depending on the underlying settlement partner,
your funds may be insured up to $2,500,000 by FDIC*

* Annual Percentage Yield (APY) accurate as of June 22, 2026. The advertised 2.00% APY requires a minimum balance of $50,000,000 to obtain; other APYs and their balance requirements are shown on the rate sheet. A penalty will be imposed for early withdrawal, which could reduce earnings. Fees could reduce the earnings on the account. Rates and terms are subject to change.

Secure by design

Arival holds the globally-recognized SOC-2 certification, performs regular penetration tests, and uses enterprise-level firewalls. Arival is engineered to safeguard your assets through anything.

Your journey can start today

Ready to see what Arival Bank can do for you? Apply for your
bank account online and in minutes.

If you have any questions, don’t hesitate to reach out.

Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners.

Learn more about our stablecoin solution in the FAQ.

Arival®

Discover

Product

Careers

Arival Bank International Corp.
1250 Ponce de León Ave., Ste 504
San Juan, PR 00907-3914, United States

© 2026 Arival Bank International Corp.
All rights reserved. Non-member FDIC