Feature overview
Premium Accounts
Arival premium accounts are tailored for companies with exclusive banking needs and large cash flow. Expect advanced features and more attractive pricing to help run your business more effectively.
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Arival Premium
Professional enterprise tool, which scales as you deposit. Wider team, more accounts, premium support and less fees.
silver
Required average balance
$100,000
Accounts per currency
4
Teammates
7
Standard
Silver
Gold
Platinum
 Required average balance | $0 | $100,000 | $350,000 | $1,000,000 |
 Application fee* Non-refundable fee is charged upfront | $100-$250 Non refundable | $100 Non refundable | $100 Non refundable | $100 Non refundable |
 Onboarding fee* Onboarding fee is charged upon application approval | $150-$2,250 | $400 $400 worth of credits that can be spent on bank fees will be granted after 6 months of activity | $250 $250 worth of credits that can be spent on bank fees will be granted after 6 months of activity | $150 $150 worth of credits that can be spent on bank fees will be granted after 6 months of activity |
 Monthly fee | $100 Requirements to waive monthly fee: Min 15 wires per month Or: $40,000 average balance | $0 A one-time downgrade fee of $150 will be charged if on any of the first 3 months a downgrade will take place to a Standard plan based on 1-month average daily balance | $0 A one-time downgrade fee of $200 will be charged if on any of the first 3 months a downgrade will take place to a Standard plan based on 1-month average daily balance | $0 A one-time downgrade fee of $250 will be charged if on any of the first 3 months a downgrade will take place to a Standard plan based on 1-month average daily balance |
 Free monthly transactions | 0 | 0 | 10 | 20 |
.svg) FDIC Insurance** up to | $250,000 | $250,000 | $250,000 | $250,000 |
 Average account opening time The exact account opening time cannot be guaranteed as it depends on the complexity of the application | 14 Business days | 7 Business days | 7 Business days | 7 Business days |
 ACH incoming | $0 - $10 Free Above $10 $3 | $0 - $10 Free Above $10 $3 | $0 - $10 Free Above $10 $3 | $0 - $10 Free Above $10 $3 |
 ACH outgoing | $0 - $10 Free Above $10 $5 | $0 - $10 Free Above $10 $3 | $0 - $10 Free Above $10 $3 | $0 - $10 Free Above $10 $3 |
Domestic wires incoming | $0 - $75K $25 Above $75k $35 | $20 | $20 | $20 |
Domestic wires outgoing | $0 - $75K $30 Above $75k $40 | $25 | $25 | $25 |
International wires incoming | $0 - $75K $50 Above $75k $60 | $30 | $30 | $30 |
International wires outgoing | $0 - $75K $60 Above $75k $70 | $35 | $35 | $35 |
SEPA incoming | 0.09% Min 2 EUR | Free | Free | Free |
SEPA outgoing | 0.09% Min 2 EUR | Free | Free | Free |
 Transfers within the Arival network | $5 | $3 | $3 | $3 |
 Internal transfers within the same entity | $0 | $0 | $0 | $0 |
 Bank letter | $100 | $100 | $0 | $0 |
 Audit request letter | $200 | $150 | $100 | $50 |
 Transaction confirmation receipt | $75 | $75 | Free | Free |
 Returned transaction | $50 | $50 | $50 | $0 |
 Accounts per currency | 3 | 4 | 5 | 7 |
 Teammates | 5 | 7 | 10 | Unlimited |
 Customer service | Standard | Premium | Premium | Premium |
 Dedicated account manager | No | No | Yes | Yes |
*Arival charges a one-time application & onboarding fees for onboarding new entities based on company complexity, ownership, and location. Additional accounts for the same entity are free.
**Arival Bank International Corp. is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not directly insured by the FDIC. FDIC insurance coverage (with the standard maximum deposit insurance coverage up to $250,000) is provided by by our correspondent partner banks, Member FDIC.
Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.