Individual pricing plans

1. An additional $5 will be added to the subscription fee applies if your 1-month daily average balance falls below the required minimum. Note that this is your daily average balance over the past month, not your end-of-month balance. The required minimum may vary depending on your banking activity, so make sure your 1-month daily average balance consistently meets the threshold for your pricing plan to avoid being charged the monthly subscription fee.
2. Arival Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions in Puerto Rico as an International Financial Entity (license #IFE-065). Arival Bank International Corp. is not insured by the FDIC, FSCS or DGS. Any applicable deposit insurance is provided through our settlement partners. Depending on the underlying settlement partner, your account may be insured up to $2,500,000 by FDIC.
3. The exact account opening time cannot be guaranteed. Timeframes may be extended depending on the complexity of the application, whether additional information or documents (RFI) are required, and how quickly the applicant responds.
4. Payments between your and other User’s Accounts at the Bank supported by the same Settlement Partner.

Arival reserves the right to apply a different pricing schedule to your account, as agreed upon on a case by case basis. Regardless of that, we commit to stay transparent with the fees charged prior to entering into a banking relationship with you.