EMAIL AND COMMUNICATIONS POLICY

Last Updated: September 2023

This e-mail and any attachments are confidential and intended solely for the addressee and may be legally protected from disclosure.

If you have received this email in error, notify the sender immediately by reply email, and delete it from your system. Any unauthorized use is strictly prohibited. Any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company.

Any electronic communication conducted within or through Arival’s systems is subject to monitoring, review, retention and additional Arival data management practices in order to comply with applicable laws and regulations. Electronic communications conducted within or through Arival’s systems may be stored or otherwise processed in countries other than the country in which you are located; and will be treated in accordance with Arival’s policies and applicable laws and regulations in those regions.

By messaging with Arival, you understand and accept all risks associated with electronic communications. Arival does not accept any responsibility for the contents of any electronic communication or for any delays, inaccuracies or omissions in the transmission of information to Arival and disclaims all liability to the fullest extent permitted by applicable law for any loss, damage, or delay arising from any reliance on or use of this message in any way. Arival does not accept responsibility for any loss arising from unauthorized access to, or interference with, any Internet communications by any third party, or from the transmission of any viruses. Arival does not guarantee the security, integrity, accuracy, or completeness of communications transmitted electronically. Although this message and any attachments are believed to be free of any malicious content or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is free of malicious content.

Arival Bank International Corp. is an International Financial Entity (License No IFE-65), regulated by the Office of the Commissioner of Financial Institutions of Puerto Rico (OCIF). Banking products offered by Arival Bank International Corp. are subject to approval and are not available to Puerto Rican registered companies or individuals that are residents of Puerto Rico. Products and services may be provided by banking affiliates, or other affiliates or entities.